Health & Pet Insurance
4 free calculators & converters. Every tool runs entirely in your browser — nothing you type is uploaded.
Available calculators
Health Insurance Premium Estimator
Ballpark monthly health insurance premiums by metal tier (Bronze/Silver/Gold/Platinum), age, state, and family size. Includes government subsidy estimate.
Medigap (Medicare Supplement) Cost Estimator
Estimate monthly premiums for Medicare Supplement plans A through N. Medigap covers what Medicare Parts A and B don't pay.
Long-Term Care Insurance Cost Calculator
Estimate annual premiums for long-term care insurance (nursing home, assisted living, home health care). Compare buying at 55 vs 65 to see the early-bird savings.
Pet Insurance Value Calculator
Estimate monthly pet insurance costs for dogs and cats by breed, age, and coverage level. Also calculates whether pet insurance is actually worth it vs self-insuring.
About the Health & Pet Insurance
All 4 free health & pet insurance calculators and converters at Cover by mQuickCalc. No sign-up, no email, no data collected. The tool runs entirely in your browser, so nothing you enter is uploaded or stored.
Choosing the right tool
- Health Insurance Premium Estimator — Ballpark monthly health insurance premiums by metal tier (Bronze/Silver/Gold/Platinum), age, state, and family size. Includes government subsidy estimate.
- Medigap (Medicare Supplement) Cost Estimator — Estimate monthly premiums for Medicare Supplement plans A through N. Medigap covers what Medicare Parts A and B don't pay.
- Long-Term Care Insurance Cost Calculator — Estimate annual premiums for long-term care insurance (nursing home, assisted living, home health care). Compare buying at 55 vs 65 to see the early-bird savings.
- Pet Insurance Value Calculator — Estimate monthly pet insurance costs for dogs and cats by breed, age, and coverage level. Also calculates whether pet insurance is actually worth it vs self-insuring.
For general information only, not financial advice — see our disclaimer.
Frequently asked questions
How much does pet insurance cost per month?
Pet insurance averages $15-50/month for dogs and $10-30/month for cats, depending on age, breed and coverage. The pet insurance calculator estimates your premium.
How much does health insurance cost without employer coverage?
Marketplace plans average $300-600/month for a 40-year-old. The health insurance calculator estimates premiums by age, location and plan level (bronze, silver, gold).
Does pet insurance cover pre-existing conditions?
No, pet insurance does not cover conditions that started before enrollment. Some providers cover curable conditions after a waiting period. The pet insurance calculator estimates your out-of-pocket costs.