SR-22 Insurance Cost Estimator
Estimate annual SR-22 filing fees and insurance premium surcharges for DUI, DWI, and other serious violations.
Frequently asked questions
What is an SR-22?
An SR-22 is a certificate from your insurance company proving you meet the state's minimum liability requirements. It's required after serious violations (DUI, reckless driving, driving without insurance). Your insurance company files it with the DMV, and you pay a filing fee ($25-$75/year depending on state).
Does an SR-22 make my insurance more expensive?
Yes — significantly. A DUI typically doubles or triples your premium. The SR-22 form itself costs very little ($25-75/year), but the insurance surcharge is the real cost. You'll carry this penalty for 3-10 years depending on your state and violation.
What's non-owner SR-22 insurance?
If you don't own a car but need an SR-22 (common after a DUI where you drove someone else's car), you can buy a non-owner policy. It only covers liability when you're driving someone else's car. It's cheaper than a regular policy but still has the high-risk surcharge.
About the SR-22 Insurance Cost Estimator
Estimate annual SR-22 filing fees and insurance premium surcharges for DUI, DWI, and other serious violations. The tool runs entirely in your browser, so nothing you enter is uploaded or stored.
How to use the SR-22 Insurance Cost Estimator
- Violation type — enter your violation type.
- State — enter your state.
- Years SR-22 required — enter your years sr-22 required.
- You own a vehicle? — answer it to refine your result.
Last updated — insurance rates and factors change over time, so always confirm with the current source.
Estimates for general information only, not insurance advice — see our disclaimer.