Bundling Home + Auto Insurance Savings Calculator
How much can you save by putting home and auto insurance with the same carrier? Compare your current situation vs bundled discounts.
Frequently asked questions
What's a typical bundling discount?
Most major carriers offer 10-15% off both policies when you bundle auto and home. Some carriers offer up to 20% if you add a third policy (motorcycle, boat, umbrella). The exact discount varies by carrier and state.
Should I switch carriers just for bundling?
Not automatically. First, check if your current carriers offer bundling β you might already be eligible and just not asked. Then compare quotes with coverage matched exactly. Sometimes the bundling discount isn't worth switching if the other carrier's base rates are higher. And don't forget: loyalty discounts and accident forgiveness might disappear if you switch.
What other discounts should I ask about?
Common stacking discounts: safe driver (auto), good student (auto, 10-25%), anti-theft/alarm (auto + home), new roof (home, 5-10%), E-ZPass/telematics (auto, up to 30%), pay-in-full (5%), paperless (2-3%), multi-vehicle (auto, 5-10%). Ask each carrier for their full discount menu β you might qualify for several.
About the Bundling Home + Auto Insurance Savings
How much can you save by putting home and auto insurance with the same carrier? Compare your current situation vs bundled discounts. The tool runs entirely in your browser, so nothing you enter is uploaded or stored.
How to use the Bundling Home + Auto Insurance Savings
- Current auto premium (yearly) β your current auto premium in yearly.
- Is your auto with a major carrier? β answer it to refine your result.
- Current home/renters premium (yearly) β your current home/renters premium in yearly.
- Are they currently with the same carrier? β answer it to refine your result.
- Additional discounts you have β enter your additional discounts you have.
Last updated β insurance rates and factors change over time, so always confirm with the current source.
Estimates for general information only, not insurance advice β see our disclaimer.